How to have a verified Paypal in the Philippines using UnionBank's EON Visa Debit Credit Card. Follow my steps and have it verified without failed in less than a month! Works 100% of the time.
Verify Paypal Philippines using EON Visa Debit Credit Card
Hi folks, do you lived in the Philippines, with Philippines now a Paypal country, the perks of eBay merchandising, selling and buying; the freelance works done from outsourcing can all be paid and used through Paypal.
Paypal is an online cash system widely accepted all through out the internet since way back early in the 90's. Paypal Philippines is just a couple of years old, and with Western Transfer Union's crazy fees and the non participation of Philippine Banks to Money transfer from banks around across the world, Paypal has become an ideal monetary exchange program for Filipinos all through out the Archipelago.
Why the need to be a Verified Paypal User?
Answer is simple; you cannot withdraw the money in your Paypal account unless you become a verified user. You will have limits in your accounts, like the amount that you can transfer is limited to only a few couple of hundreds of dollars, and the amount you can received is just a few thousand. Worst you can't take your Paypal funds and have them in your bank account even though you have clearly state in the interface in the website correct amounts and bank details. In short, just get verified and you will see the big greens ahead
How did I become verified? Simple steps are listed below:
First you're going to need a Credit Card. I have 4 Credit cards, but none I used for online transactions. Why? I have been a victim of hacking on my MasterCard before so I decided to use debit Visa cards instead after that incident.
The best way to get a debit credit card is through banks that offers them. BPI offers MasterCard's debit cards through Express Cash banking systems, but the one I liked most is non other than UnionBanks EON Visa Card. Because it's a Visa Credit Card but with the debit twist. You have to go to a UnionBank branch near you or the place you work to apply for one.
Requirements are 2 valid ID's, one is premium or government supplied and the other as supplementary or Company supplied. Bring in a whooping $125.00 [it's peso btw lol] as a transaction fee of some sorts. Then after 2-3 weeks get back at the bank and get your VISA debit Credit Card. But be ready with another whooping $350.00 [again change the amount to peso lol] for the annual fee, and plug in a good 500 peso bill in the counter to have the card some transaction history. This is important. Don't skip the steps above.
After 2-3 days go to your UnionBank's ATM machine and check your savings balance. If you see your 500 pesoses in there then all is good, go to a nearby church and thank God.
EON Cyber Account application is a Must
Then after a few hours or even minutes or yes even seconds go online and apply for UnionBank's EON online banking, you won't miss it, I don't want to give live links so use Google and search "unionbank Philippines" or something like that and register. Then you have to wait 1-3 weeks depending on the mood of the data entry guy till your EON online banking gets approved.
Now go and log in to your Paypal account, click on the lift the limits tab and add the EON Visa Credit card. If you are able to Log in now to the EON online Banking, eBanking or Cyber account thingamajig then in less than 48 hours you can get the EXPUSE number needed to have for your Paypal to have it's limits waived off.
The EXPUSE is next to the transaction thing with the word PAYPAL written all over.
And there you have it, Paypal will deduct at least a 100+ pesos in your EON Visa Card and will gladly pay you back the $1.95 [this time its USD] through Paypals credits.
I reckon you will try and apply for a premium Paypal membership to get the ball rolling and have all the limits erase for you to withdraw the money in your account to your EON Credit Card. Paypal will take 3 days for the money to clear and have transaction completed and your UnionBank system will eat up 3-5 days to have the money showing in your EON Card Account. After which you can swipe and buy stuff with your VISA Card or if not withdraw the money in an ATM and enjoy life to the fullest. LOL
Over all time frame till SHOW ME THE MONEY. This is a rough estimate to erase all your high hopes NOYPI style.
14-28 days, 2-3 Weeks = EON Debit Visa Credit Card Application
2-3 days = EON Debit Visa Credit Card test transaction e.g. ATM money check account balance etc.
7-28 days, 1-3 Weeks = EON Debit Visa Credit Card Cyber Account or eBanking application and approval
1-3 days = EON Debit Visa Credit Card added to Paypal and to have Paypal send you the EXPUSE number
1-2 days = EON Debit Visa Credit Card Cyber Account or eBanking online shows the EXPUSE number
1-2 days = EON Debit Visa Credit Card Cyber added to Paypal with Expuse number and become Verified
7-14 days 1-2 Weeks= Withdrawing and Clearing of money to your EON Debit Visa Credit Card from Paypal
TOTAL = roughly 4-8 Weeks till you get your online money to be going straight to the real world. Not bad eh? That's life live with it.
Oh before I forget after you have done a couple of transaction, withdrawing, receiving and adding money to Paypal and EON, the next clearing period becomes 24 hours to 2 days combined, guess having trust works in online automated systems too. Cache or Caching!
Friday, January 2, 2009
Thursday, January 1, 2009
5 Best Credit Card Offers in Australia
There are many credit cards available in Australia, and wading through the many possibilities can be a challenge in itself. This guide offers the five best credit card offers in Australia. Customer service, benefits, interest rates, and low annual fees were taken into account for each selection.
Citibank Clear Credit Card
The Citibank Clear Credit Card is a solid choice for those with few credit problems. This Visa has an ongoing interest rate of 12.49 percent p.a. For the first six months, there is zero p.a. for balance transfers to the card. There also is no interest for up to 55 days on purchases, and full online and telephone account management. The annual fee for the Citibank Clear Credit Card is $65.
St. George Vertigo MasterCard
Money Magazine 2008 named the St. George Vertigo MasterCard Australia's cheapest credit card, making this a consumer-friendly choice. The interest rate is 11.89 percent p.a., with zero p.a. for balance transfers to the card during the first six months of membership. St. George Vertigo MasterCard holders also can enjoy a selection of discounts and extras. The annual fee is $55.
ANZ Low Rate MasterCard
ANZ Low Rate MasterCard allows up to three additional cardholders without charge, making this a convenient choice for both businesses and families. This credit card offers up to 55 days interest-free on transactions, and a regular interest rate of 11.99 percent p.a. In addition, there is zero p.a. for the first six months on balance transfers. Cash advances incur 19.99 percent p.a., and the annual fee is $58.
American Express Blue Sky
American Express Blue Sky offers the prestige of carrying an American Express with the ability to pay for purchases over time. The card's benefits include a travel air miles rewards program, free travel insurance, and no annual fee. The interest rate is 19.99 percent p.a., while balance transfers are only 6.9 percent p.a. The credit card limits can be as high as $25,000, and additional cards can be issued.
Bank of Queensland Low Rate Credit Card
Banks of Queensland Low Rate Credit Card offers a Visa card with a 12.49 percent p.a. interest rate on purchases, balance transfers, and cash advances. The card can be issued in a variety of colors such as black, green, indigo, and orange. Full account management is available via the World Wide Web and telephone. There is up to 44 days interest-free on purchases, and an annual fee of $49.
Citibank Clear Credit Card
The Citibank Clear Credit Card is a solid choice for those with few credit problems. This Visa has an ongoing interest rate of 12.49 percent p.a. For the first six months, there is zero p.a. for balance transfers to the card. There also is no interest for up to 55 days on purchases, and full online and telephone account management. The annual fee for the Citibank Clear Credit Card is $65.
St. George Vertigo MasterCard
Money Magazine 2008 named the St. George Vertigo MasterCard Australia's cheapest credit card, making this a consumer-friendly choice. The interest rate is 11.89 percent p.a., with zero p.a. for balance transfers to the card during the first six months of membership. St. George Vertigo MasterCard holders also can enjoy a selection of discounts and extras. The annual fee is $55.
ANZ Low Rate MasterCard
ANZ Low Rate MasterCard allows up to three additional cardholders without charge, making this a convenient choice for both businesses and families. This credit card offers up to 55 days interest-free on transactions, and a regular interest rate of 11.99 percent p.a. In addition, there is zero p.a. for the first six months on balance transfers. Cash advances incur 19.99 percent p.a., and the annual fee is $58.
American Express Blue Sky
American Express Blue Sky offers the prestige of carrying an American Express with the ability to pay for purchases over time. The card's benefits include a travel air miles rewards program, free travel insurance, and no annual fee. The interest rate is 19.99 percent p.a., while balance transfers are only 6.9 percent p.a. The credit card limits can be as high as $25,000, and additional cards can be issued.
Bank of Queensland Low Rate Credit Card
Banks of Queensland Low Rate Credit Card offers a Visa card with a 12.49 percent p.a. interest rate on purchases, balance transfers, and cash advances. The card can be issued in a variety of colors such as black, green, indigo, and orange. Full account management is available via the World Wide Web and telephone. There is up to 44 days interest-free on purchases, and an annual fee of $49.
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